Thinking of Depositing Into Trade245? 

You’ve set up your profile. You’re ready to trade. But before you hit “Deposit,” it’s normal to ask a few key questions, especially when it’s your first time funding a trading account.

This guide answers the most common questions, helping you fund your account easily and with confidence.

Your First Trade245 Deposit

1. Is It Safe to Deposit With My Bank Card or OZOW?

Yes, Trade245 uses 3D Secure authentication and verified payment gateways to protect your funds.

All card transactions are encrypted, and every deposit must be authorised through your own banking app (e.g. Capitec, FNB, Absa, etc.).

✅ Bonus: You can also deposit with Skrill, Neteller, or Bitcoin if you prefer.

2. What’s the Minimum Deposit to Start Trading?

It depends on what you want to trade and the account you choose.

📌 Tip: If you’re starting small, choose an MT5 Micro Account; it supports deposits from as low as R50 for forex pairs.

ALSO READ: How Beginners Lose Money in Their First Month

3. Will It Work With My Capitec Account?

Yes, but note that Capitec doesn’t offer business banking, so withdrawals may reflect slower than other banks (up to 48 hours).

Deposits through OZOW or your card still work instantly.

✅ For smoother processing, make sure your Capitec limits are high enough in your app settings.

4. Do I Need to Submit Documents Before Depositing?

You can deposit first, but you’ll need to upload documents to withdraw later.

To avoid delays, it’s smart to verify upfront.

You’ll need:

• ID copy (front & back, clear photo)

• Proof of residence (utility bill, lease, or affidavit)

• Bank statement (stamped, showing your name and account number)

✅ Make sure everything is dated within the last 3 months and matches your profile name.

5. Can I Use Someone Else’s Bank Account to Fund My Profile?

No!

For your safety and to follow rules, deposits must come from an account that belongs to you.

READ MORE: Deposit R3000, Trade With R10,350 | Our 245% Bonus Explained

6. How Long Does It Take for Funds to Reflect?

• Card/OZOW: Instant or within minutes

• Crypto: Up to 2 hours (due to blockchain confirmation)

• Skrill/Neteller: 5–15 minutes

If it’s been longer than expected, you may be asked to submit a proof of payment or bank statement for tracking.

✅Double-Check, Then Fund With Confidence

The biggest delays happen when traders skip key steps like using someone else’s bank account or skipping verification.

If your name matches, your documents are in, and your banking app is set up, your deposit is smooth and secure.

🔓 Ready to fund your account?

👉 Log in to your dashboard and choose your deposit method now

ALSO READ: What You Get When You Deposit R50, R500 or R3000 on Trade245